Posted on September 28, 2018 - 07:13 AM
by David Dethrage
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Nothing but positive!
We have worked with David over the past couple of years as both buyers and sellers.
In addition to David’s extensive knowledge of the Calhoun County area as well as market conditions and trends, we were especially impressed by his negotiation skills. In each transaction, he was able to get us where we wanted to be in both price and terms.
Again, nothing but positive things to say about David; we are happy to have him as both personal friend and realtor.
He’s the best, and would recommend him to anyone without reservation.
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