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David Dethrage
David Dethrage
Home Realty Company, LLC
Oxford, AL 36203

256-239-1881
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David's Tips: Resources

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

David Dethrage's
www.BamaHomes.com
C/O Home Realty Company LLC

1002 East Hamric Drive
Oxford, AL 36203
Cell: 256-239-1881
Office: 256-831-6692
Email: homerealtyco@aol.com

Testimonials

Nothing but positive!
We have worked with David over the past couple of years as both buyers and sellers.
In addition to David’s extensive knowledge of the Calhoun County area as well as market conditions and trends, we were especially impressed by his negotiation skills. In each transaction, he was able to get us where we wanted to be in both price and terms.
Again, nothing but positive things to say about David; we are happy to have him as both personal friend and realtor.
He’s the best, and would recommend him to anyone without reservation.


Bill Hoover and Cliff Smith
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